Saturday, November 22, 2008

First Time Home Buyers! Buying NOW Has Advantages!

Yes, Virginia! If you are ABLE, READY and WILLING..... a good time to make a SMART, GREAT purchase for your first home.

Don't be deceived by the NATIONAL MARKET! All real estate is LOCAL!

Would you believe that home values in metropolitan Columbia are STABLE?

Yes, Virginia! The real estate sky is not falling in our area. What does that mean?

If you wait for prices and interest rates to drop......THEY MIGHT NOT!

Higher Interest Rates+Higher Prices+Limited Financing=REDUCTION!

A reduction in your ability to afford your first home!

Plus, there are TWO additional tax benefits to purchasing a home.....NOW!

1. Do you remember the Tax Relief and Health Care Act of 2006?

This signed legislation will allow 2008 and 2009 homebuyers to deduct premiums paid for mortgage insurance - which typically is required when homebuyers purchase a home with less than a 20% down payment.

This new insurance premium deduction will only apply to mortgage insurance contracts issued in 2008 and 2009 and is only available to taxpayers whose adjusted gross income does not exceed $110,000 ($55,000 for married taxpayers filing separately).

For more information about H.R. 6111 (look in Act 419-Code 163-6050H) , contact your CPA or tax attorney.

2. Have you heard about Housing Stimulus Bill (H.R. 3221)?

As a first-time home buyer, this Congressional Act could give you a $7,500 tax credit for your residential purchase between NOW and June 30, 2009.

CLICK HERE for more information about H.R. 3221.

If you are ready for your FREE, NO OBLIGATION First-Time Home Buyer Assessment... please feel free to give David Patterson a call at (803) 772-5858 or email David at

Saturday, November 15, 2008

10 Neighborhoods With Homes for Sale in Columbia SC That Should Be Considered

Don't believe everything on television and in print media. Columbia SC has experienced stability in their real estate values. Don't believe me?

Click This Link to read the November 2008 Edition of the Greater Columbia Economic Quarterly Review!

For those of you that are STILL attempting to sell your home......

I have experienced a significant amount of traffic on my website and blogs over the last few weeks. Some inquiries are from ABLE, READY and WILLING home buyers that are in the market for their next home.

Will your home be the next to sell?
Can I help with that process? Ooops...Sorry about that digression!


Here are 10 of the Most Popular Neighborhoods with homes for sale throughout Columbia SC.

Please Note -- Crime Statistics, demographics and other common questions about a neighborhood did NOT have an impact on these rankings.

These are the ten neighborhoods that have been researched on a consistent basis at and

Click each link to preview current Homes for Sale in that neighborhood.

1. Lake Carolina

2. The Summit (click here for The Summit Homeowners Association)

3. Woodlake

4. Turtle Creek - Brick Homes for Sale in Northeast Columbia SC under $180,000

5. Chestnut Hill Plantation (Chestnut HOA)

6. Ashley Place

7. The Highlands (search #1) (search #2)

8. Palmetto Place (Governed by the Covenants & Bylaws of the Lansdowne Community)
CLICK HERE FOR 405 Sawtooth Lane and other Palmetto Place FEATURED HOMES.

9. Ashley Ridge

10. Indigo Springs

For more information about any of these neighborhoods, feel free to contact me at